Insurance Basics: Home
Healthcare proxies and advance healthcare directives can help you plan your care if you ever lose the ability to communicate clearly.
Health plans negotiate the price of medical services with certain doctors, hospitals, labs and other providers.
Whatever age you are when you retire, you have health insurance options.
Most health plans have a “network”, a group of doctors, hospitals and other healthcare providers who agree to take your insurer´s rate.
You might think your health insurance plan will cover just about anything, from eyeglasses to private nursing. But you would probably be wrong. There are some healthcare services that most health plans don't cover. This guide will tell you about them.
Sometimes you know ahead of time that a major event will happen in your life. Examples might include getting married or divorced, changing jobs or having a baby. Other times, such as at a death, you may not have advance warning.