Insurance Basics: Home
Your employer may offer more than one health plan, or you may be shopping for your own individual plan.
Your health insurance ID card is your proof of insurance. You use it when you visit the doctor, hospital or other provider.
Suppose your insurer won´t pay for a healthcare service, or pays less than you had expected. You have the right to “appeal”, or ask for your case to be formally reconsidered.
Whatever age you are when you retire, you have health insurance options.
Are you caring long-term for a sick or disabled family member or friend? If so, you may sometimes feel alone and overwhelmed. Luckily, there are resources to help you.
Being covered under two health plans doesn't mean the two plans will pay the same amount twice for the same doctor visit. Instead, the plans follow rules about which plan pays what, known as "coordination of benefits."
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