FAIR Health Consumer Access
How to Prevent—and Deal with—Surprise Bills
You’ve prepared for your surgery. You’ve checked that your surgeon and hospital are in your health plan’s network. You’re ready to pay your required copay. But after the surgery you get a bill from a doctor who isn’t in your network. This is a surprise bill—which you also can get in connection with emergency services.
How to Save Money on a Deductible
A deductible is how much you have to pay on your own for healthcare before your health plan kicks in and starts paying its share. You may have chosen a plan with a high deductible to save money on the monthly premium. But you also can save money while you’re paying off your deductible. Here’s how.
Estimating Costs for a Hospital Stay
Costs for an overnight hospital stay can be much higher than costs for a doctor you visit briefly during the day. If you stay in a hospital, you’re paying for a bed, food, supplies and more. If you want an idea of how much the stay will cost in your area, you can use our FAIR Health Hospital Stay Cost Lookup Tool.
Fall Is Open Enrollment Season
Now that fall is here, it’s a good time to think about health insurance. That’s because fall is open enrollment season—the time of year when you can sign up for a health plan or make changes to the plan you have.
What Do You Want from a Health Plan?
Health plans come in many varieties, each with its own pros and cons. To pick the one that’s best for you, you need to know what you want from a health plan.
Flexible Spending Plans
Saving money for healthcare expenses is a simple idea. That’s the idea behind flexible spending plans.
Finding and Affording Treatment for Opioid Use Disorder
If you or someone close to you has opioid use disorder, also called opioid addiction, you aren’t alone. Find out about how you can afford treatment—no matter what your income level is—and about resources for support.
Healthcare Quality: Getting the Right Care at the Right Price
How do you know if you're getting good healthcare? With other types of services, you can look for a highly recommended plumber, or go to the restaurant with the best reviews. But healthcare is complicated. Still, there is some information you can look to before you choose a healthcare provider.
Trends in Where to Get Care
You have choices about where to get healthcare. It could be your doctor’s office, an urgent care center, a retail clinic, telehealth or elsewhere. FAIR Health has information we call FH Healthcare Indicators® on the latest trends in the places where people get care.
Spring Cleaning for Your Medical Records
If your medical papers have been piling up, springtime is a good time to get them in order. Find out here what to keep and how you might use those records.
Telehealth: A New Way of Getting Healthcare
Telehealth, also called telemedicine, is becoming more popular as a way of getting healthcare. Telehealth delivers care and information through electronic devices, like telephones, tablets and computers. That means you may not have to travel to an office, clinic or hospital.
A Step-by-Step Guide to Negotiating Out-of-Network Costs
Since providers can decide how much to charge for out-of-network care, that charge sometimes can be higher than you expected. You can use our free Medical and Dental Cost Lookup Tools to discuss and negotiate the cost of care with out-of-network providers.