NY State of Health
NY State of Health is New York´s official online healthcare Marketplace. Individuals, families and small business owners in New York can use NY State of Health to compare health plans, and join the one that best meets their needs. You can also find out if you qualify for a government plan or for help paying for a private plan, and apply through the website.
You can buy a private health plan on the Marketplace from November 1 to January 31 each year. You may also be able to buy a private plan outside that time if you have a qualifying event, such as losing your current health coverage. You can apply for government programs, like Medicaid, Child Health Plus, and New York State´s low-cost “Essential Plan” at any time during the year.
To apply for a health plan, visit NY State of Health and create an account. You will need to fill out some information about your family and your income. If you need help filling out the application, call the NY State of Health help line at 1-800-662-1220. You can get help over the phone or make an appointment to meet a counselor in person.
Who Can Apply for a Plan
Individuals, families and small business owners in New York can use NY State of Health. To apply for a plan:
You must live in New York State
You cannot currently be in prison
You must be a US citizen, national or lawfully present immigrant (your status and how much you earn may affect your choice of plans)
If you are a small business owner, you must have 50 or fewer employees and a physical business address in New York State
Lawfully-present immigrants, including green card holders and people seeking refugee status, are eligible to apply for health plans through NY State of Health. However, your immigration status and income may affect your eligibility for some plans.
Many New Yorkers, including undocumented immigrants, are eligible for some types of government health insurance, such as Medicaid or Child Health Plus (a plan for low-income children under 19 who don´t qualify for Children´s Medicaid).
The information you provide in your application, such as your income and family size, will help decide what programs and health plans you qualify for.