Insurance Basics: Home
Your health insurance ID card is your proof of insurance. You use it when you visit the doctor, hospital or other provider.
Health plans negotiate the price of medical services with certain doctors, hospitals, labs and other providers.
Suppose you receive care in a hospital that is in your health plan´s provider network. You may still get a bill from providers who treated you at the hospital but are not part of your plan´s network.
You might think your health insurance plan will cover just about anything, from eyeglasses to private nursing. But you would probably be wrong. There are some healthcare services that most health plans don't cover. This guide will tell you about them.
For many health services, you have time to plan and shop around. If you’re getting the service in a hospital or health system, you may be able to check the price ahead of time at different facilities. You can also use the Shoppable Services tool on this website to learn the average price for the service in your area and surrounding areas.
An adult day program is a type of long-term care program you go to during the day. Program costs vary, but most aren’t covered by health insurance.