Insurance Basics: Home
Skipping health insurance may seem like you’re saving money in the short run—especially if you’re young and healthy. But the cost of getting care without health insurance can be more than you expect. An unforeseen hospital stay, for example, can cost you tens of thousands of dollars.
Medical supplies and equipment, such as bandages and wheelchairs, and ambulance rides are often listed separately on bills and Explanation of Benefits (EOB) forms.
Healthcare proxies and advance healthcare directives can help you plan your care if you ever lose the ability to communicate clearly.
If you’re planning a trip, the last thing you may want to think of is healthcare. But accidents and
illnesses can happen on the road as well as at home. Here are the basics on using health insurance while
traveling.
Healthy lifestyle behaviors include regular exercise and nutritious eating. Are you looking to carry out such behaviors but unsure how to start? If so, you may want to explore the wellness programs offered by your employer or health insurance plan.
An adult day program is a type of long-term care program you go to during the day. Program costs vary, but most aren’t covered by health insurance.
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If you visit a doctor who doesn´t take your plan, your insurer might not pay.
Did You
Know
If you live in New York State, you are protected from surprise medical bills.