What Young Adults Need to Know about Health Insurance
Under 30? Even if you’re healthy and hardly ever see a doctor, there may be good reasons to have health insurance. And the fact is that coverage now may be less expensive than a big medical bill later.
Why Health Insurance May Be Important
Skipping health insurance may seem like you’re saving money in the short run—especially if you’re young and healthy. No one plans on getting sick or hurt, but unexpected illnesses and accidents can happen. Just like car insurance or homeowner’s insurance, health insurance can protect you from the unexpected. The cost of getting care without health insurance can be more than you expect. For instance, an unforeseen hospital stay can cost you tens of thousands of dollars.
Plus, people with health insurance may be more likely to visit the doctor regularly for routine preventive care. Checkups and health screenings may uncover health problems before symptoms appear. This could potentially head off a major illness, which could be very expensive in the future. Some preventive services may be covered by your health plan at no cost to you.